A well-experienced Florida injury attorney believes that a victim of a motor vehicle accident may be able to have his rights and benefits even under the no-fault law in Florida. There are two very important things that this law does. First, the law provides a limited exemption from taking responsibilities caused to others in a vehicle accident. And second, it enables the personal injury protection (PIP) benefits to take care and pay for the losses or damages resulting from the accident.
Legal Rights and Responsibilities
Who is covered by the law?
Florida law ensures there will be equal rights and responsibilities for residents of the state. But since an individual has to be liable for his actions, here are the individuals who are covered by the law.
* The residents of the state are required to purchase PIP whenever they own a vehicle. Therefore, drivers with PIP as well as the passenger of the other vehicle are covered when an accident will happen. In addition, an individual struck and injured outside the motor vehicle will also be covered.
* Orlando personal injury attorney has to conduct a thorough investigation on whoever should be covered by the PIP. Although a resident relative is not the insured, so long as the individual is living with the person holding the PIP, he will still be covered for any damages resulting from the vehicle accident provided he is driving or a passenger of the vehicle of the insured else, a passenger of another’s car. Not to mention, as a pedestrian struck and injured by a vehicle. In other words, they have the benefits as that of the PIP holders.
* Not only will a relative living with the insured driving the insured vehicle or a passenger of another vehicle else as a pedestrian struck and injured may have equal rights as the PIP holder, an unrelated individual may also be covered by the PIP and provided the same benefits as that of the insured.
* Lastly, even when driving outside the state, a Florida accident lawyer ensures that the injured individuals such as the insured or the relatives living with him are covered by the law so long as the insured or his relatives living with him are driving the insured vehicle. This law is true when the accident happens within the US or in Canada.
However, there are exemptions of the law. The passengers or the relatives living with the insured owning an insured vehicle, or perhaps own a vehicle that needs to be insured in Florida are no longer covered by the PIP insurance. Else, they have to purchase the PIP for themselves in order to take advantage of the PIP benefits.
It is not at all times that benefits will be provided. The insured may contact a Miami personal injury lawyer if something is wrong. He will be assisted by an expert and to be represented during the litigation process. These are the moments when disputes with regard to the PIP benefits need to be resolved. It is an essential for the insured to work together with the lawyer in order to be rewarded with the right amount of compensation to cover for the damages resulting from the accident.