Cause of Injury:

  • Heat or Cold Exposure 
  • Contact With 
  • Caught In or Between 
  • Fall or Slip – From Different Level 
  • Motor Vehicle Collision 
  • Strain 
  • Striking Against or Stepping On 
  • Struck or Injured by Object 
  • Absorption, Ingestion, or Inhalation 
  • Rubbed or Abraided By 
  • Miscellaneous Causes

Car Accidents:

What is Your Right as a Policyholder?

Almost all of the citizens have insurance policies if not, they plan to purchase one in order to prepare for unexpected events since contacting a wrongful death attorney still requires time and money. But keep in mind that only a credible and experienced attorney can defend and represent their clients during the litigation process. It is their responsibility to work their way out in order for the clients to be given the right compensation to recover on the injury or loss. 

Old Couple Beach Walking

What is it?


Getting an insurance policy may be new to you. Imagine this, in the event when an accident would happen say a hurricane or fire accident. There may be damages or personal injuries that the calamity may have caused. This is where insurance policy comes in. This time, if the owner of the damaged property has an insurance, he would no longer be spending for the repair expenses or perhaps the medical and hospital bills instead, it is the insurance policy. Life insurance policy covers the policyholder and his family during the time of retirement and even at death. This is what a Miami wrongful death attorney looks for. These people need to ensure that their client has insurance. Else, if the insurance company come in bad faith, they should be able to assist their clients as they file for a claim. Therefore, policyholders must know their rights with regard to the insurance policy. It is always wise to be prepared so, whenever unexpected things would happen, you will be able to know on what to do. 

Know Your Rights


  • Policyholders have the right to receive the policy summary. This summary includes the “Cost Index” and the “Buyer's Guide to Life Insurance”. Remember, there may be a lot of wrongful death law firms available, but it is also your right to have full knowledge with regard to your insurance policy and the company. Perhaps, you may want to ask your agent or your insurance company with regard to the policy summary. They should be able to provide this document for you.
  • It is your right to have a free look at the policy else the policy summary should be provided. This is the reason most policyholders and their families have their most difficult times when filing for a wrongful death settlement because they did not demand to look at the policy before buying it. Keep in mind that you are given 14 day free look for a life insurance. Meanwhile, it is your right to look at the annuity policy for 12 days. In this case, whenever you are unhappy with the policy, you have the right to return the policy to the company so long as it is within the trial period.
  • Lastly, as policyholders you have the right to ask for a detailed information with regard to the investment or the contract. For instance, if a policyholder dies, his family, assessed by a death attorney, should be able to request from the agent or the insurance company the prospectus. This will serve as part of the document upon filing for a settlement. 


Your insurance policy should be able to provide and meet your needs. It is your right to know all these.

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